WATER DAMAGE CLAIMS ARE ON THE INCREASE!

WINTER IS HERE!!!

WATER DAMAGE CLAIMS ARE ON THE INCREASE! It is estimated that the damage from burst pipes and other “Escape of water” damage claims has risen to an annual figure exceeding £755,000,000.

With the weather conditions as they are, the Insurance industry is seeing an increase in the number of burst pipe claims. Not all such water damage claims occur during the winter months, the majority do and when they do, they cause a tremendous disruption and damage. If you have never experienced a burst pipe, you really do need to do what you can to avoid it.

HOW TO PREPARE FOR WINTER TO AVOID WATER DAMAGE CLAIMS

  • Make sure that all exposed water pipes and tanks the loft are properly insulated.  DO NOT insulate beneath the tanks as the warm air coming up through the house will help stop freezing.
  • Leave the heating on constant (I.E.24 hours a day) during severe conditions. Even on a low setting this will help considerably.
  • Inspect your cold water tank regularly to check for wear, damage  or corrosion.
  • Make sure that you and all members of your household know where your main stop valve is located and ensure that it can operated easily.
  • Repair dripping taps.
  • Keep a regular eye on your overflow pipe. A constantly dripping pipe is  sure sign that the system requires some maintenance, which if ignored can lead to a serious damage by escape of water to your property.
  • If during severe freezing conditions the heating fails or makes loud baning noises this could be an indication of a freezing pipe. Turn off the boiler immediately and call a plumber.
  • Regularly check the condition of hoses to your plumbed in domestcic appliances.
  • It is advisable to have a regular system  of your entire heating system
  • You may wish gtio give consideration to the installation of frost stats and/or a leak prevention and detection system

LEAVING YOUR HOME UNOCCUPIED

  • If you leave your property unoccupied, even for short periods, leave the heating on constant even if at a low level
  • If you are likely to be away in excess of 30 days, check with your Insurer as your Policy may have certain automatic restrictions and conditions regarding unoccupancy
  • In the event of a planned long term period of unoccupancy you should isolate the water supply.
  • Leave the loft hatch open to allow warm air to circulate into the loft area.
  • Ask a neighbour to check regularly on the property during your absence

WHAT TO DO IF YOU EXPERIENCE A BURST PIPE

  • Turn off the water supply at the main stop valve
  • DO NOT use a naked flame to thaw pipes out. Use a low heat like a hair dryer or a hot water bottle to gradually defrost.
  • Call an Emergency plumber.
  • Contact your Insurer or Broker immediately and follow their instructions.

These simple measures should help reduce any water damage claims this winter.

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